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Accounts

What Account is in Your Best Interest?

When you trust your money to a bank, you want to be sure it is in an account that is right for you. That is exactly why Menard Bank has a variety of accounts from which to choose. From regular checking accounts to interest bearing accounts, accounts suited to senior citizens or young students, you will find the one that is best suited to your banking needs.

 

 

Classic Checking

A checking account for personal checking account needs

  • Must be 60 or older
  • Minimum to open account $100.00
  • No monthly service charges
  • ATM/Debit card available
  • Telebank and Internet Banking and no charge

 

Regular Checking

A checking account for business or personal needs

  • Minimum to open account $100.00
  • No monthly service charge for full-time students
  • No monthly service charge for Senior Citizens aged 60 and over
  • No monthly service charge for accounts with a $2,000.00 balance (based on lowest daily balance of statement cycle)
  • Unlimited transactions are allowed
  • You may apply for an ATM/Debit card with this account
  • Only $9.00 per month for accounts with balances under $2,000.00 (based on lowest daily balance of statement cycle)
  • Telebank and Internet Banking at no charge

 

Money Market

An interest bearing checking account

  • Minimum to open account $2,500.00
  • Interest compounded and paid monthly
  • ATM/Debit card available
  • Minimum balance of $2,500.00 required ($25.00 service charge if balance falls below $2,500.00)
  • Transactions are limited to three per statement cycle (A per item fee of $2.50 will be charged for each item in excess of three per statement cycle)

 

Now Account

An interest bearing checking account

  • Minimum to open account $1,500.00
  • Interest compounded and paid monthly
  • ATM/Debit card available
  • Telebank and Internet banking at no charge
  • Minimum balance of $1,500.00 (Service charge of $15.00 if balance falls below $1,500.00)
  • Up to 20 transactions allowed per statement cycle (A per item fee of $.20 will be charged for each item in excess of 20 during a statement cycle)

 

SuperNow Account

An interest bearing checking account

  • Minimum to open account $2,500.00
  • Interest will be compounded and paid monthly
  • Unlimited transactions
  • ATM/Debit card available
  • Minimum balance of $2,500.00 required (Service charge of $15.00 if balance falls below $2,500.00 minimum during statement cycle)
  • Telebank and Internet Banking at no charge

 

Savings Account

An interest bearing savings account

  • Minimum to open account $100.00
  • Interest will be compounded and paid quarterly
  • No more then 6 withdrawals per statement cycle
  • ATM card available
  • No more than three withdrawals may be made by check draft, or debit card (A per item fee of $1.00 will be charged for each debit in excess of three during a calendar month)
  • Telebank and Internet Banking at no charge
 
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